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2,800+ reviews

Don’t let your Medicare Advantage OTC Benefits expire

The average senior on Medicare Advantage has $400 in OTC credits. Use yours today.
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Senior woman using OTC app to purchase popular items with her OTC benefit
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40 million seniors have OTC credits from their insurance carrier

Easy to use

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1. Select your insurance plan
The Chapter app supports most major Medicare plans.
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2. Choose your OTC items
Shop from your plan's entire OTC catalog.
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3. Get OTC items delivered to you, at no cost!
Your plan pays for OTC items. The Chapter OTC app makes it easy!
OTC app screenshots - OTC catalog, OTC store checkout, and Medicare Advantage carriers

Trusted by thousands of seniors

50,000+

Seniors helped
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4.9 star rating

$2,000,000+

OTC credits redeemed
"In the past, I have let my OTC benefits go because it's just a royal pain. With Chapter, I will definitely be keeping abreast of when I have another $50 benefit to use."
Five stars
Verified user
New York
"Let's face it, free is good. Anything helps these days with the high prices. I got all my vitamins and paid nothing for them."
Five stars
Verified user
Florida
"I usually call in my orders before starting to use the Chapter app. This is much easier."
Five stars
Verified user
Florida

Frequently Asked Questions

What's Chapter?
Who is this for?
What are OTC credits?
Do I have OTC credits?
How does the OTC app work?
Is the OTC app free to use?

Not sure if you have an OTC benefit?

Most Medicare Advantage plans include OTC benefits.

Look up your benefit

Don't leave money on the table

Use your OTC benefit before it expires.
OTC benefit balance screenshot in OTC app
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The Chapter OTC App is offered by Chapter Technologies, LLC, a private company not affiliated with any government agency or the Medicare program. Exclusions and terms apply. Over-the-counter (OTC) allowance benefits are included in select Medicare Advantage plans. The allowance may only be applied to select OTC products. Allowance amount and eligible items vary by plan and the Chapter App is not compatible with every Medicare Advantage plan. Chapter Technologies LLC is not an insurance carrier and does not market, sell, or offer Medicare Advantage plans or any other insurance product.